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A bit over a year ago we had a very tricky purchase. Two previous attempts to purchase the property by other parties have failed on the finance clauses but we though we'd be able to get it through. The application took weeks. Due to the nature of the deal I instructed the client and their...

It does happen for all sorts or reasons. In this case the usual procedure is to get your conveyancer to request an extension to the finance period.

The approval date is by when you should have your finance approved. The norm would be about 10 working days, regardless if you've got a pre-approval or not.