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Both are pretty competitive and have their niche (as has been explained about 1 billion times of late). The Suncorp deal was the sort that was too good to pass up and worth taking a punt on. Great for set and forget. Cheap enough that it's worth trying for but make sure you've got a backup...

Suncorp is one of the most conservative lenders to deal with as an investor. About the only thing going for them was their recent super cheap deal (which has since expired and caused their service levels to be the worst in the industry).