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The real question is what do you think it's worth. Rates notices are usually significantly less than market value. For what it's worth, ANZ will take the contract of sale on loans up to 90% if the purchase, broker and property are all in the same state.

It's not that hard to finance a property that's uninhabitable, the catch is you've got to pay the right price for it. If it's going to take serious repairs, you need to factor the cost of this into the purchase price and have a strategy of how you're going to fund these repairs right from the...