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You're based in Victoria, buying a PPOR in QLD. The first challenge will be convincing the bank you can make the commute to work.

Agreed, but especially in QLD, it happens a lot. Stamp duty, council & water rates. Once price for the owner occupier, another for the investor. It is what it is though. Don't try to avoid it, the probability of getting caught is very high and the cost is not even remotely worth the...