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Terry raises a good point. What protects the client from broker/banker fraud? If you're concerned about the broker (or banker) changing your information prior sending it to the lender there are a few things on place to protect consumers. Firstly you can simply ring the bank and ask for a...

We definitely don't fill out bank forms if we can help it... ... it's all done electronically these days, we put it into a computer instead. All clients need to do is supply us with the information, provide us with documentation (like payslips) and sign privacy agreements.