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I was suggesting Sharin as he's based in Sydney. If you get to Canberra, have a chat with Jamie_M. It's always good to be able to meet people in person if possible and both are excellent brokers. That said, a broker doesn't need to be local to you, it's more important that they understand...

The broker will need to start the application from scratch.

For pre-approvals we tend to look to a variable loan under the appropriate lenders package. It's fairly generic, the purpose is to get the amount approved. When the property is actually purchased we'll go back and look at the actual amount and make decisions around fixed rates, loans splits...

Using a broker doesn't mean you have to change banks. The ANZ valuation system will likely first bring up the existing valuation they've got on file, the broker has the option to use that valuation if you're happy with it. Normally we'd order a few valuation because newer tends to be better...