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That's a very valid point Brains. I'll probably feel more comfortable buying later rather than sooner for the reasons you suggest. I have noticed in the past however, that when I buy a property and buy well, my servicablity seems to move with it. Given rate rises, servicablity limitations...

Brains, I'm probably preaching to the converted here, but... If you run the same poll at anytime in the future, I'll probably give the same answer. I voted 'now', because if it's a good deal (acording to my criteria) and I'm in a position where I feel comfortable purchasing, I'll buy it...