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Lisa, You buy your home in a trust structure. You then rent the home from the trust. The trust is required to keep the transaction at arms length. The disadvantage is that you probably won't get the PPOR capital gains tax exemption if you sell your house, but the tax benifits of renting...

Renting is much cheaper than purchasing your own home. If the rental return on an appartment is 2-3%, I'd love to know how you can own it for less! You also don't have to spend money on rates, repairs, etc. The are several upsides to owning however. 1. The emotional factor. The house...