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My sister in law works for St George in Kogarah. They have merged some sections, but credit assessment and policy isn't one of them (yet). Westpac and St George were both very clear that the two would maintain septate business' and points of difference. Time will truly tell, but so far...

Lending restrictions will ease... eventually. Demographics are changing. The population is aging, people are choosing to live in smaller properties and there's no doubt that properties are getting smaller. It stands to reason that over time units below 50sqm will become more popular and...

Unfortuantely your broker might not be able to get answers for you. Mortgage insurers have been known to decline applications because, 'it doesn't meet credit scoring standards'. When asked what the credit credit scoring criteria are, the refuse to disclose this information. Westpac are...