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Hi Mel, Unfortuantely 2 BAS statements aren't really sufficient for proving income. They want 2 years tax returns. Having books up to date doesn't really prove anything either as books can be 'adjusted'. These things can help an application and might be suitable under some circumstances...

I support Richards comments. I've had some very painful experiences with ANZ lately, but they have sorted themselves out with a bit of effort. Trusts are a no-brainer with them either (assuming it's a full doc). Their service isn't great I agree, but the deal does get done. If your broker...