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Often smaller lenders are fine, just make sure you understand the terms of the loan properly before committing. The information on their website indicates that you've been looking at a honeymoon rate, which is more expensive in the long run. There's also no mention of exit fees which is a...

It's great that you've been able to find a lender with a very compeditive rate. Make sure you understand all of the implications of the loan. 6% is well below what any lender is making available, outside of a honeymoon rate. You may want to verify what the 'comparison rate' is for the...