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Negative gearing means the landlord is actually loosing money from one week to the next. In Melbourne for example, a landlord might receive a 3-4% rental yield. If interest rates are at 7% (which they currently are), the landlord is forking out at least 3% of the property value every year, not...

I've helped all sorts of people with all sorts of incomes and circumstances buy houses. You'd be surprised how much you can borrow on an average income these days. The big problem is a lot of people have credit cards and personal loans which hold them back. This is probably the biggest...