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The PPoR concession came in a few years ago. A lot of calulators don't include it, probably becuase it causes confusion and it's better to overquote than underquote.

Score one for the ex-IT nerd! Your calculator charges 5% plus $2,870 for amounts over $130,000. According to the SRO it's 6% plus $2,870. Change 5% to 6% and it agrees with the SROs online calulator :) Resources used: Stamp Duty Rules SRO Online Calculator

Are you including mortgage registration? It's about $100 in most states. I admit that I'm not sure if this is included in the online calculators. Post a copy of your calculators. There's enough nerds here that someone'll find any bugs. (Disclaimer: I am an IT nerd).