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Not sure why you're addressing me personally on this Dazz, but the The Age published several articles on this topic this morning. http://www.theage.com.au/business/theyre-having-a-lend-of-us-20120416-1x3p6.html...

I can't comment on ANZs cost of funding and how it relates to their rate increase. Like everyone else, I have no idea what their cost of funding is. The other banks haven't made any announcements yet, but I have no doubt they will shortly. It is worth noting some interesting figures...