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In 2011 ANZ was a very compeditive lender based on the discounts they were offering. If you're fortunate enough to enjoy last years pricing you'll still be ahead now. Since about March this year, they're pretty lousy, other banks are offering better. It goes back to my original statement that...

They rarely do any of that any more. About the only confrence that attracts any decent sponsorship is the annual MFAA confrence, which brokers have to pay to attend. The best food you tend to get at various functions would be some sandwitches and bad coffee. I've been given a lot of pens and...

I agree the ANZ response is pretty average in light of their recent increase. For what it's worth, you should be getting at least a 0.7% discount at ANZ with $300k borrowed. It should be possible to negotiate a 0.8% discount.

It's the second Friday of the month and ANZ have made their rate announcement. They're passing on a rate cut of 0.37% on residential mortgages. Here's a link to their announcements. Their standard variable rate will now become 7.05%. As a summary of what various lenders have passed on...