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CHAOS a few things to consider... If something happens to your husband, will you be able to service the loans even if they are transfered into your name? Will your strategy be derailed? Life insurance can mitigate this. Even more importantly, what happens if your partner can't work any...

It's a fairly difficult topic to put into a thread simply because it's so broad. I made a contribution on this topic a few months ago. http://somersoft.com/forums/showthread.php?t=78244