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I suppose that there might be a case against the lender who accepted a fraudulent application and subsiquently lodged the default, but it would be very difficult to prove negligence on their part. A late settlement in this case might cost less than $1,000. It would probably take legal action...

I thought I'd weigh in with permission from Compleks to discuss what's happened from a finance perspective... Essentially we submitted the loan application to the lender. My general opinion of the application was that it was very strong given a healthy income and asset position. I was very...

2 BR, close to Melbourne around $300k... It's possible, but very tricky. Perhaps some of the outer Western to Northern suburbs? (Not what I'd call close to Melbourne though). I'd be looking at some of the regional hubs.

That would be kind of amusing given that Rolf and I (and may of the other brokers here) collaborate all the time. I imagine that if we went at it like that our respective wives would smack both of us around the ears then go out for coffee together...