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Given total lending of $385k, that would be a discount of 0.75% from the standard variable. I'm sorry but I would have expected them to do better. :(

ANZ were offering 1% discounts last year which was a great deal, but unless your total borrowing is in the order of $1M you're unlikely to get it now. It was a great deal while it lasted though.

Delivery rate is the standard variable rate minus the discount for professional packages, etc. Essentially the rate you pay, minus any ongoing fees and charges. Comparison rate is the equivalent interest rate you pay when all fees and charges are considered. Published comparison rates are...

If you are paying 6.3% at ANZ for total borrowings over $250k then there's something wrong. Their standard pricing is better than that @ 5.90%, but I'd be asking for 5.80% (delivery rate, not SVR). At the ten year point with ANZ, you pretty much need to decide if you're okay to move to P&I or...