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I can see how to get the deal done and realistically the odds of you being caught out are minimal. You recognise that this sort of deal is considered highly risky by the banks. In that light, is this really a good deal for you?

COV - Customer Ordered Valuation - You order the valuation before putting the deal in, essentially what Aaron said. DUA - Deferred Underwriting Authority - This is an agreement between the bank and their mortgage insurer, where the bank has the ability to sign off on the deal without the...