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They're probably not going to use it for this specific purpose, but they definitely are using it for data mining in ways that would astound you!

I looked at this out of curiosity and decided not to proceed when the first query was for my customer number. I guarantee you they're keeping a record of which properties you're inquiring about and the results will be using that part of their data mining. Lenders keep records of every...

Commercial valuations are substantially more complex than residential. Most banks charge (a significant amount) for them.

It's got very little to do with the banks and a lot to do with the valuers. The banks don't value your property, they get a licensed valuer to do this. The reality is that most lenders now outsourse this to a group called ValEx (www.valex.com.au). ValEx then sub-contracts this to the...