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As my post above mentioned, some lenders will still need you to demonstrate 10% equity in another property. This could be your PPOR or an IP.

Most lenders won't allow you to take a personal loan for additional funds. There are exceptions, but it's not a path I'd want to rely on. Most people simply bite the bullet and fund it out of their own pocket. You might also be able to borrow the money from family and friends. Keep in...