Why only two banks? Just about every broker has access to software that will provide a preliminary indication of 20+ lenders all at once. From there they should be able to break it down to a shortlist very quickly for a more detailed analysis.
Did the broker to explain to you how the...
Don't get too hung up with the banks online calculators. They're a sales tool and for the most part they don't reflect the banks actual policies in which the banks use to determine your borrowing power.
If you want a quick and accurate comparison of your borrowing capacity with various...