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Would it be fair to say that the older ones are probably below 80% LVR at this point? LVR factors quite heavily into how generous lenders are willing to be. Last week we got a client 4.65% for $1M across 3 loans over 3 properties.

Fixed rates means that the rate is fixed at a particular percentage for a period of time. The rate doesn't change during that period regardless of what else happens in the market. It means you know exactly what your repayments will be for a period of time. Most variable loans have a redraw...

Plenty of brokers on the forum have Advantage on their panel. Advantage would not be the lender I'd be recommending for this sort of deal. The lack of an offset is the obvious reason, but realistically they're not ideally suited to investors. They can be useful for a very basic...

With $2.3M you should be expecting rates around 4.70%, possibly lower. It's tricky to get a straight answer because lenders usually won't tell you for certain before they actually see the application. 4.79% isn't a bad rate, but it is probably possible to do a little better. Loans in foreign...

Probably is. Hard to say for certain without knowing the lender, amount, specific structuring of portfolio, etc. It is possible to do better if you're looking at loans over $1.5M at 80% or better, or you could go to an online lender but they're probably going to have a problem with the...