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Don't forget that valuations are somewhat subjective as are property prices in general. A 5%-10% variance is quite reasonable. Best of luck, chances are you're getting worried over nothing. :)

It's very rare for valuations at purchase to come in under the purchase price. Probably less than 1% for purchases that aren't off the plan. Generally the CBA will simply perform an online report and if your purchase price is within the range on the report they'll fund against the purchase...