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This is about a 10% difference which would be an acceptable margin of error. In other words, the property could be worth $700k, or it could be worth $641k. You can't simply rely on a report, you need to perform your due diligence and make your offer based on what you believe it is worth...

Honestly I think the risk here comes from needing to finance 95% of the purchase price plus all the LMI, not the valuation. Having a valuation not come in at the purchase price is actually fairly rare. It does happen from time to time, but not often. It's even rarer if you're buying at...

Mick has highlighted a very good reason not to get an upfront valuation. If you get an upfront valuation, the valuer will give their professional opinion on the property value. They won't be influenced by a contract price because no contract exists. Essentially they'll use the same method...