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Unless you think you are a timing lord then go ahead and fix, we will all marvel,at your skills. Otherwise, over the many years we have invested, it all averages out.

Better off leaving as variable anyway. Flexability abounds.

Interesting this more than 2 weeks (20 feb) before all these cuts become effective. Quick to respond but not so when effective. Only a week and a bit until the next RBA cut might be announced. Suspicious.

Well done then ! Wow, those odds should have been 2 weeks ago. I thought it a moral ever since Terry MCrann mad that "decisive" statement thursday. never thought of having a punt on it. Congrats!

when was that bet placed please Richard?

Nothing like the word from the horses mouth. (not calling Brady a horse) Of course!:)

Yeah you'd think that would be the least theyd "give". We are talking Banksters

Depends on who wants to be the "lowest Rate" Bank. Id say there is room for the big 4 to drop further than the 0.25. They didnt pass on the full wack on the way down earlier rates drops and pushed their margin back out. Will be interesting to see, but think they will all follow thru...

Yep, lending criteria will be hardened.

remains to be seen how much banks pass on. Dont hold breath.:rolleyes: