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Thanks for the video: it sums up what's been discussed here. Cheers

Interesting discussion guys, thanks for sharing your thoughts with the rest of us. I think I'll be getting into a bit of both.

Is platinum unhedged too? I am looking at VGS too for international exposure: I like the diversification across countries and sectors and the top 10 holdings representing 9.6% of the fund is a good diversification. Contemplating whether to use VGS or it's hedged brother VGAD for long term...

Very interesting conversation, thanks guys. I am thinking a bit of both VAS & ARG/AFI can't hurt too much, perhaps depending on whether the LICs trade at a discount to the NTA. Great stuff learning from experienced guys like you. Thanks again.

Going on a bit of a tangent here: when it comes to low cost diversified investing what are people's views on ETFs such as VAS versus LICs like AFI or ARG? The top holdings are pretty similar - any differences worth mentioning? Any preferences between the two types?