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And what sources of finances are they? And with what conditions and strings attached do they come with? And how would he suggest that a lendee "organise" finance in his/her favour?

I think this is still in the "good paying customer" basket, albeit with a post-it note stating "to be watched". With equity & leases, not yet imo at the "call the henchmen" stage. Dazz maybe givem a discount for an early renewal? A couple weeks or 1 mth free? (you probly thought about it...

ok I feel compelled to write more as it seems to me that most people here have no clue what it means for a bank to say "sorry we can't loan you money". I know because it happened to me in the early 90's on residential RE, not commercial. My financial situatution (as it seems to me) was much...

Well that covers the main primary issues. But the rest just sux BIG time. It's a reflection on the current environment though. The banks are running scared from RE, commercial in particular. They basically see a huge boom in the Perth market coming to an end, with much more downside risks than...