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In addition to that, when I heard him speak a couple of months ago, he indicated that we should also spend less than we earn individually, corporately, and as a nation. Increase production, increase productivity, reduce waste. All common sense stuff at face value, however not being done by the...

I also just received it David, I heard him speak a couple of months ago and his words about sensible LVR's still echo in my ears. A very conservative stance from someone who has a Mortgage Broking business and was offering cashflow loans (IMO quite aggressive) a few years ago to...