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That's right. That is why we still have this impost called "land tax." So the state govt can also punish those fiscally responsible who aim to get ahead. This punishment is mostly exponential (cumulative). Wouldn't suit the states to dish it on out on a single holding basis. That's why many...

I've also been thinking that with the large volume of resets to come in 2010 and 2011, albeit very little subprime volume, the storm will send some whitewash here with regards credit availability and lending terms/conditions. As those ARM loans come off the sweetheart rate and if they have...