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You're right BV..........I am woefully underleveraged :eek: as it relates to other investors, however at the moment it is the prudent thing for my situation, servicibility, and most importantly SANF. ;) I have been ambivalent for a while to just buy more for the sake of exposing myself to...

Personally: 94 % property (40 % LVR) 6 % ca$h SMSF: 96 % property (zero LVR) 4 % ca$h Looking to either create my own bank (available cash) thru offset or a potential harvest of one IP to liberate funds and then go shopping :D