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Cheers Rolf, I have been working woth a broker from the forum and I am waiting for his recomendations. Mean time, as we wanted to put an offer in, I called round ,yself and ended up at the above. I may drop the broker a line and go through him anyway if it would make sense to do so. Cheers.

Nice to hear it again though Rolf. After being told so many times tonight by other lenders that it's no good, I still have in the back of my mind that when it comes to the crunch and we put the application in they'll turn around and say "you have got 30% deposit havn't you?".

That is a worry, and a problem we fell foul of with our first house here when the bank undervalued it. This is the whole annoying thing about the zoning. It's not remote at all, far from it. There's plenty of similat sized blocks all around the area and it's a 4 minute car ride from densly...

Cheers. It's probable that we'll be a tad under 80% as I have used very conservative figures for the sale of our place, but I don't mind paying the 8 or 9K in LMI if it gets it over the line. The problem I'm having is the fact it's zoned as Rural Conservation Zone 2, rather than the easy...

Hi, We have found our 'dream' property, totally by chance, we weren't really looking - but several things have just kind of fallen on to place this last week culminating with us viewing a property we saw advertised a year ago and thinking WOW, that's where we want to spend the next 30 years...