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Sorry, I misunderstood. However, I think the question that is normally asked on loan applications is "are you an undischarged bankrupt", so no offence would be committed if you were to answer no. They will check your credit file, but I doubt they check the NPI, becasue if it's not on your...

Yep, and probably kept some people employed along the way that would otherwise be unemployed. He is to be admired for having a go at it. It didn't work out, but he had a go, which is more than most of the knockers in this forum probably don't have the guts to do so they just pull out the...

Not neccesarily. During the 3 years of bankruptcy, you can make an offer to your creditors under section 73 and if accepted, your bankruptcy will be annulled, which means a total reversal as if it never happened. So your credit file will no longer have any mention of your bankruptcy. The...

PM me and I'll give you the details of one who knows what he's doing. He may not be able to help you save your house, but may be able to offer a strategy that will be as painless as it can be. The concept of bankruptcy is that almost all proceeds are to be distributed amongst all creditors...