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At present I was in impression that I can get 95% loan and 5% deposit and 5% extra cost (approx). I do have backup funds but based on 5% initial deposit. I need to arrange accordingly now. I need to plan more now, looks like hard to get 95% loan.

Thanks for options. Just trying to workout following for me a) equity in existing property - Currently renting, don't have IP or PPOR b) private loan - Personal loans are very expensive. Do you recommend any ? c) vendor finance - How much they charge. Any reference link/doc d) cash - If it...

Hi All, Can you please let me know if there are any other cost associate with purchasing property 1. Initial deposit (5%) 2. Buyer's Agent, if using any 3. Conveyancers / Solicitor 4. Landlord insurance 5. Mortgage Insurance (Do we need it ?) 6. Building and Pest report 7. Stamp Duty After...