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Don't get me wrong. I am trying understand the things exactly (with almost exact calculation on paper). I believe it is better to understand things on ground reality before taking any step and specially big step like buying a property going to biggest purchase of life.

council rates - 325pq strata fees - 350pq Water - 130pq ----- Total - 805/3 = 268 pm ----- Regarding maintenance, it is almost a year in this unit and LL did only few repair for total cost of 150 - 200 that too before I move and I asked for those. And it is more than 50years old unit. I do...

Yes, I may think if that is the last option. In general I don't like to share house/flat etc. So this means following scenario's are different a) House+Granny -> Rent out house, live in flat - No to Stamp duty exemption b) House or Unit -> Rent out room's, live in one room - Yes to Stamp duty...

Note: Mods you can close my previous similar thread if you want as in this I have another thought to discuss on similar topic -------- I am currently renting one bedroom unit. What should buy first PPOR or IP ? - I don't want to loose FHOG + Stamp Duty exemption (7k+(11k - 15k) =18k...