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Kris. I think you'll find that living in: "the lower north shore, on the mosman penninsula or on the ocean as far north as curl curl" is out of the reach of the vast majority of the population of Australia.....so your assessment is correct. OK - $500K does not buy much in these areas does it?;)

Only 10 listed (this week) and advertised perhaps. ....and? What is your budget? I think you'll find the market has moved in the last 5 years Kris.