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You're welcome If it makes you feel any better, I can send you an invoice :D:D There are lots of resources on the internet - do a google search. Also the dept of fair trading site.

Never good for investing - leave the emotions at the door. Bad assumption to make. Might be right though. I'm sure their legal people doing the conveyance/s will have issued the appropriate warnings - at least you'd hope so in this day & age. And there will be more than one of them. Well...