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Yawns - good morning all. OMG is that the time? :eek: it's afternoon already :p

Sleep is for the weak. I have real estate searches to do :) I slept last week.

Hi Sirius. If a NAB bank valuer agrees with your real estate agent friend about your place being worth $450K, then yes, you have $125K of equity. But you will not be able to get at all of it.:( The maths works like this: NAB will lend on 80% of the new val of $450K = $360K Pay out old loan of...