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Try this one Jo. http://www.news.com.au/money/banking/banks-back-to-risky-lending/story-e6frfmcr-1226140008162

Banks back to risky lending Accodring to http://www.news.com.au/money/banking/banks-back-to-risky-lending/story-e6frfmcr-1226140008162 So is credit loosening or tightening? I also have seen a few more articles on non-bank lenders re-entering the market now.