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Yes, as long as it is not "out-of-line" with the market. For example, just because you found someone desperate and therefore willing to pay $500pw for a property that would normally rent for $300pw, does not mean the lender will allow 75% of $500pw. It will be the $300pw figure they use.

Yes, 75-80% (depending on which lender) of the anticipated rental is taken into account. The valuer and the selling agent's PM department will both give a rental appraisal figure which the lender will use in their calcs.