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Absolutely correct. You have to know the market intimately and watch resales of the same property and account for the fact that renos may/may not have been done on it; plus watch new stock coming into the suburb that can skew the median upwards when in fact there may be no growth or negative growth.

We use paid-for-subscription software in-house for this kind of info. You can pull up the last 20 years of CG for houses/units of any suburb you care to find out about. Here's an example - say Ashfield in Sydney's Inner West - can't really complain about small falls in 2004/5 (2 years out of...

It would perhaps better to put your mind to something that actually creates something....I suppose a bit of reflection on a worst case scenario is OK too :p Concerned - yes. Worried enough to do anything about it - probably not, unless you have exposure to the one lender of over $1M - then you...