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You're welcome. It was a long post (for me) but you had a lot of issues and Qs going on there. That's fine on both counts, but not the reason I posted. I'd be happy to help if I can. Cheers, Alan.

Hi Brendon, Just a few thoughts to add to what the others have said. "Your Goal – To own a portfolio of at least 6 IP’s valued at over 2 million with an LVR a maximum of 60% and LOR within eight years." but you only have an income of $63K which does not look like it has potential to increase...