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I am assusing you have not done this yet as trustees are just starting to use the borrowing rules. I have only seen a coupe come over my desk for 2010. For 2011 funds I am ensure that there will be more. When you do it, please have a legal option on this and ensure the auditor agrees with...

No if born now. Preservation age is 60. If you where born after 1 July 1964 it is 60.

Can you? That is not how I read it. The borrowing can only be to acquire one asset and can only be refinanced to replace the loan not increase it...