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P.S sorry to hijack my thread, but maybe someone can answer since the bank is already closed, Minimum amount due $1500.00 CR 20/10/2009 Previous statement closing balance $1500.00 DR 20/10/2009 my dormant credit card was charged $1500 for a additional card holder fee, which I...

thats correct, they work out a certain %, say 5% (just an example) of the limit as your repayment, so if you have a $10k credit card, they will assume that you will/need to pay back $500 per month and hence take it out of your income for serviceability, maybe its an average value of the...

I get a creidt limit increase, once a year or so as an offer, and ive taken everyone but notonce has it shown up on my credit file ,just fyi