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and now there is this artcile saying that since loan demands have fallen 5 times in a row, and this indicates falls in the next 6 months http://www.theage.com.au/business/property/loans-slump-may-point-to-house-price-fall-20100412-s26r.html but on the same page, its saying the market is...

I read articles every day for the past 2 weeks including today that melb and sydney will continue to rise due to shortage, despite rate rises, but my gut says, 1-2 more rises, and the market will flatten considerably.