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"they" is some bloke in the UK. He changed his name to "they". Looks like he wanted to cop a lot of flack :) Good point regarding the average "investor" and those on this forum. The people on this forum sound like they know what they are on about, have done their "due dilligance" and are...

I recall that during the times of high interest rates that you were able to "lock" in your mortgage at 12% for the term of the loan.

http://www.thepost.ie/post/pages/p/story.aspx-qqqt=DAVID%20McWilliams-qqqs=commentandanalysis-qqqid=2137-qqqx=1.asp Chronicle of a Debt Foretold 06 February 2005 By David McWilliams In Gabriel Garcia Marquez's Chronicle of a Death Foretold, the story of a gruesome murder unfolds. A...