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None - all the debt belongs to the PPOR! And $500k is eminently doable if building a large, good quality house. Crikeys, we got a quote for re-paving (ie using the same pavers for a very small area) and it was $15,000!

I hate paying $3500 a month of fully tax deductible debt and no 'bad debt' - cant imagine what $6k must be like. I guess if you dont have children and you are a high income earner you can do it, but still..... Obviously your wife isnt as ecstatic with the house (and its debt) as you are...