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Harvey Norman are doing the package where no interest is required until 2012. The risk is that you still wont have the money to pay it back then, and then the interest rate is horrendous. The trick is to pay more than what they say to pay because they calculate it so that you will always end up...

I think his questions are kind of appropriate? And perhaps might save you and others some angst next time they might think about similar ventures. Knowing that area, I wouldnt have thought that employment was going to be great unless you are going into the bed and breakfast 'sea change' kind...

Whereabouts in SA are you living? Hindmarsh Island? I think you might need to reconsider letting out both properties and move to where the work is. Adelaide. It isnt going to get better anytime soon unfortunately and regional SA has been hardest hit.