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Thanks tobe Do I need to inform the tenants while im going through the planning permit and subdivision etc?

That is what i am hoping for. Sorry i am completely new to the whole thing, would this be a major problem in financing re: own title? Also would it be too early to speak to a broker to find out how much equity i have and what my borrowing options are when i know it will take me almost 6months...

Thanks heaps for your prompt response! :o

I am thinking of subdividing and building a 2 bedroom unit if I get an approval for a construction loan end of the year. Some say I need 20% deposit and others say you can have 10% deposit so I am a bit confused. I haven't spoken to any brokers yet as I am still saving for the deposit so I...