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Full doc only at this stage but over 8 major changes being made in the next 3 weeks which will be interesting.

Spoke only last week to the GM at Rismark and I think they are very happy with the take up to date. Volumes at this stage are about what they expected in Qld, WA but a lot higher than anticpated in Vic & NSW with loan amounts right upto the maximum allowable. They have secured additional...

7.89% isn't that far away from being competitive if you take 7.37% as an average on a Pro Pack.

Andrew There is no downside for investors as the product is not available at this stage for anything else but owner occupation.

Simon Probably also better if GR improves his diction, spelling punctuation and general English if he wishes to correspond with Christopher Joye from Rismark. Only met him the once and he won't suffer fools easily.

Gross - Might want to talk to the OSR i met with them here in Qld last week and clarified everything we needed to. Mark - Sorry what is different with the EMF to wrapping or providing Vendor Finance terms (and i assure you i have enough of those) you actaully get title to the property under...

Mark Tony I would just like to ask you this - did Richard explain to you that when you want to purchase an I.P. further down the track that it's going to shoot your capacity all to hell because the lender is going to see you have a loan for $X even though you're only paying $Y? Think you...

GR The FHOG and stamp duty concessions are certainly available under EFM.

Geoff No no penalties for selling early. Of course if you sold within say 3 years and the house hadnt gone up in value at all then the 20% would a totally interest free loan as 40% of nothing is nothing.

Hi All Many of you may have seen this evenings Today Tonight program on the exciting new Shared Equity Mortagge. Clients of mine and fellow Somersoft members have been the first people anywhere in Australia to have had their loan approved today under this scheme. Hopefully TT will do a...